Non Bank Home Loans, Mortgages and Finance / Mortgage Brokers in Orewa

About us
Yes, Yes, Maybe, No. Sorry Declined!. Has your Bank or Broker said NO. NonBk Ltd is all about providing solutions from Non Bank Lenders and lending and operates alongside First Rate Mortgages Ltd, which was one of the first mortgage broker firms in New Zealand to offer both Bank and Non Bank financial advice on first and second mortgages. Kim Lyons, who started mortgage broking in 1999 after leaving ANZ Bank, quickly recognised the need to promote Non Bank lending options to the New Zealand public, to let them know that their Bank Manager does not hold all the strings, there are other options. The first NZ website was also launched, www.nonbank.co.nz, dedicated totally to providing you with help, hard to prove income, reduced hours, now on contract, credit, repayment, mortgagee sale or IRD issues, outside their new criteria, Non Bank lending can help you, when your Bank or Broker says NO! Non Bank lending gives you more options if you are looking for, your first home loan, home loans with bad credit, have hard to prove income, if you need help refinancing, possibly due to a mortgagee sale, or for second mortgages and commercial property finance.


Our mortgage broking firm First Rate Mortgages Ltd deals with many Non Bank lenders who are more flexible when structuring loans or mortgages so that they fit the purpose you need them for, rather than complying with the policy of a faceless back-office credit department that you have no opportunity to meet or even phone. The Non Bank lending website now assists hundreds of people to achieve their financial goals.

Whilst our mortgage brokers are based in Auckland, we deal with Non Bank clients & lenders all over New Zealand and have the benefit of being able to present your loan directly to the decision makers. We are then able to explain any challenges you are facing, such as gifted deposits, bad credit, hard-to-prove income, and missed repayments, rather than you trying to negotiate your own way through layers of bureaucracy.

Our call to action is simply "Non Bank, where you go when your Bank says NO!"

What we do
We totally understand that life has financial ups an downs, or speed bumps. Missed payments, dishonours, irregular income, gifted deposit, even mortgagee sales, are all terms we are familiar with, we so often get feed back that a clients existing Bank Manager or broker said "yeah na, we don't do that"
Well we do our best to say YES!
Two of our key goals is to help first home buyers buy their own home and also work with home owners who need help refinancing and consolidating debts.
Non Bank, where you go when your Bank says NO!

Categories we service
Mortgage Brokers, Finance and Mortgage Brokers

Areas we service
Whangarei Area, West Coast Region, Wellington Region, Warkworth & Wellsford Area, Wanganui Region, Waitakere City and Suburbs, Wairarapa Region, Waikato & King Country Region, Waiheke and Gt Barrier Islands, Thames/Coromandel Region, Te Awamutu Area, Taranaki Region, Southland Region, Rodney Area, Papakura Area, Otago Region, Northland Region, North Shore City and Suburbs, Nelson & Bays Region, Morrinsville Area, Matamata Area, Matakatia, Marlborough Region, Manukau City and Suburbs, Manawatu Region, Kawakawa Area, Katikati Area, Kaikohe Area, Huntly Area , Hibiscus Coast Area, Helensville Area, Hawkes Bay Region, Hamilton Area, Gisborne Region, Franklin Area, Dargaville Area, Dairy Flat, Canterbury Region, Bay of Plenty Region, Bay of Islands, Auckland Region, Auckland City and Suburbs, Auckland Central