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Primary contact
Kim Lyons
Phone number
094268927
Phone number (alternative)
021739922
Website
https://www.nonbank.co.nz/
Availability
This week/ASAP
Physical address
Level 1, Tasman Building, 50 Centreway Road,
Orewa,
0931
Postal address
PO box 314095,
Orewa,
0931
About us
Yes, Yes, Maybe, No. Sorry Declined!. Has your Bank or Broker said NO. NonBk Ltd is all about providing solutions from Non Bank Lenders and lending and operates alongside First Rate Mortgages Ltd, which was one of the first mortgage broker firms in New Zealand to offer both Bank and Non Bank financial advice on first and second mortgages. Kim Lyons, who started mortgage broking in 1999 after leaving ANZ Bank, quickly recognised the need to promote Non Bank lending options to the New Zealand public, to let them know that their Bank Manager does not hold all the strings, there are other options. The first NZ website was also launched, www.nonbank.co.nz, dedicated totally to providing you with help, hard to prove income, reduced hours, now on contract, credit, repayment, mortgagee sale or IRD issues, outside their new criteria, Non Bank lending can help you, when your Bank or Broker says NO! Non Bank lending gives you more options if you are looking for, your first home loan, home loans with bad credit, have hard to prove income, if you need help refinancing, possibly due to a mortgagee sale, or for second mortgages, commercial property and short term business finance.
Our mortgage broking firm First Rate Mortgages Ltd deals with many Non Bank lenders who are more flexible when structuring loans or mortgages so that they fit the purpose you need them for, rather than complying with the policy of a faceless back-office credit department that you have no opportunity to meet or even phone. The Non Bank lending website now assists hundreds of people to achieve their financial goals.
Whilst our team are all Auckland Mortgage Brokers, we deal with Non Bank clients & lenders all over New Zealand and have the benefit of being able to present your loan directly to the decision makers. We are then able to explain any challenges you are facing, such as gifted deposits, bad credit, hard-to-prove income, and missed repayments, rather than you trying to negotiate your own way through layers of bureaucracy.
Our call to action is simply "Non Bank, where you go when your Bank says NO!"
What we do
We totally understand that life has financial ups and downs, or speed bumps. Missed payments, dishonours, irregular income, gifted deposit, and even mortgagee sales, are all terms we are familiar with, we so often get feedback that a client's existing Bank Manager or broker said "yeah na, we don't do that"
Well, we do our best to say YES!
Two of our initial key goals were to help first home buyers buy their own home and also work with home owners who need help refinancing and consolidating debts.
Overtime, as we added more to our team, from different jobs in finance, this has expanded to include funding short term business finance, construction, commercial property, developments, hotels, subdivisions, rural and multi-unit builds.
Another niche area was helping with the Christchurch rebuild arranging finance for properties to be made liveable after being purchased "as is where is" to be sold often to first home buyers or investors. the skills we developed working on these homes have helped us deal with other problem homes, leakers, non consented additions, or no Code of Compliance.
Non Bank, where you go when your Bank says NO!
Solving Problems with Solutions
Categories we service
Mortgage Brokers, Home Loans, Finance and Mortgage Brokers, Construction Finance, Commercial Finance, Business Finance
Areas we service
Woodhill, Whitianga, Whitford, Whangarei Heads, Whangarei City, Whangarei Area, Whangamata, Westmere, Western Springs, West Melton, West Harbour, West Coast Region, Wellsford, Wellington Region, Wellington City, Wellington CBD, Warkworth & Wellsford Area, Wanganui Region, Waiwera, Waitakere City and Suburbs, Wairau Valley (North Shore), Wairarapa Region, Waimamaku, Waikato & King Country Region, Waihi Area, Waiheke Island, Waiheke and Gt Barrier Islands, Waiake, Upper Hutt, Unsworth Heights, Umawera, Turangi Area, Tokoroa / Putaruru Area, Timaru Area, Thames/Coromandel Region, Thames Area, Te Puke Area, Te Kuiti Area, Te Awamutu Area, Te Atatu, Te Anau Area, Tauranga Area, Taupo Area, Taranaki Region, Tamahere, Takapuna, Takanini, Tainui, Taihape Area, Sunnynook, Stratford Area, Southland Region, Silverdale, Rosedale (Auckland), Rodney Area, Red Beach, Rangiora Area, Queenstown Area, Porirua Area, Paremoremo, Papakura Area, Palmerston North Area, Paihia, Pahiatua Area, Paeroa Area, Otorohanga Area, Otara (Manukau), Otago Region, Orewa, Opotiki Area, Omaha, Northland Region, North Shore City and Suburbs, North Shore, New Plymouth Area, Nelson Area, Nelson & Bays Region, Napier Area, Murupara Area, Murchison Area, Mt Cook Area, Morrinsville Area, Milton Area, Maungaturoto Area, Matamata Area, Matakatia, Masterton Area, Marlborough Region, Marlborough Area, Manukau City and Suburbs, Manawatu Region, Lumsden Area, Levin Area, Kawakawa Area, Katikati Area, Kapiti Coast Area, Kaikohe Area, Invercargill Area, Hutt Valley Area, Huntly Area , Hibiscus Coast Area, Helensville Area, Hawkes Bay Region, Hawkes Bay Area, Hastings Area, Harewood, Hamilton Area, Greymouth Area, Golden Bay Area, Gisborne Region, Geraldine Area, Franklin Area, Featherston Area, Fairfield (Hamilton), Edendale Area, Dunedin Area, Dargaville Area, Dannevirke Area, Dairy Flat, Christchurch Area, Canterbury Region, Bishopdale (Nelson Area), Birkdale, Belmont (Lower Hutt), Belmont (Auckland), Belfast Area, Beach Haven, Bayswater, Bay of Plenty Region, Bay of Islands, Avondale (Christchurch), Avondale (Auckland), Auckland Region, Auckland City and Suburbs, Auckland Central, Ashburton Central, Ashburton Area, Arrowtown, Army Bay, Arkles Bay, Ardmore Airport, Ardmore, Amberley Area, Algies Bay, Alfriston, Alexandra Area, Albany, Akaroa Area
Non Bank Home Loans looked beyond the numbers on paper to understand my unique… financial situation. They tailored the loan process to meet my needs, making everything smooth and straightforward. Unlike other lenders, they saw the value in my business and believed in my ability to make homeownership a reality. I am so grateful for their dedication and would recommend Non Bank Home Loans to anyone, especially small business owners who feel stuck with traditional banks. Thanks to them, I’m now a proud homeowner!
"Communication: 100% | Quality: 100% | Reliability: 100% | Value: 100%