Phone number (alternative)
Level 2, 12 Florence Avenue Orewa,
PO box 314095,
NonBk Ltd is all about providing information on Non Bank lending solutions and operates alongside First Rate Mortgages Ltd, which was one of the first mortgage broker firms in New Zealand to offer both Bank and Non Bank financial advice on first and second mortgages. Kim Lyons, who started mortgage broking in 1999 after leaving ANZ Bank, quickly recognised the need to promote Non Bank lending information to the New Zealand public, to let them know that their Bank Manager does not hold all the strings, there are other options. The first website was also launched, www.nonbank.co.nz, dedicated totally to providing you with Non Bank lending information to help you, when your bank or current lender says NO! Non Bank lending gives you more options if you are looking for low deposit home loans, home loans with bad credit, have hard to prove income, if you need help refinancing, possibly due to a mortgagee sale, or for second mortgages and commercial property finance.
The terms "Non Bank", "Non-Bank", "NonBank" or "Bank Alternative" simply refers to those lenders who are involved in the business of providing finance, both first and second mortgages, but are not the traditional registered banks like ANZ, ASB, HSBC, Kiwibank, Bank of New Zealand, TSB & Westpac.
Our mortgage broking firm First Rate Mortgages Ltd deals with many Non Bank lenders who are more flexible when structuring loans or mortgages so that they fit the purpose you need them for, rather than complying with the policy of a faceless back-office credit department that you have no opporrtunity to meet r even phone. The Non Bank lending website now assists hundreds of people achieve their financial goals.
Whilst our mortgage brokers are based in Auckland, we deal with Non Bank clients & lenders all over New Zealand and have the benefit of being able to present your loan direct to the decision makers. We are then able to explain any challenges you are facing, such as gifted deposits, bad credit, hard-to-prove income, and missed repayments, rather than you trying to negotiate your own way through layers of bureaucracy.
Our call to action is simply "Non Bank, where you go when your Bank says NO!"
What we do
We totally understand that life has financial ups an downs, or speed bumps. Missed payments, dishonours, irregular income, gifted deposit, even mortgagee sales, are all terms we are familiar with, we so often get feed back that a clients existing Bank Manager or broker said "yeah na, we don't do that"
Well we do our best to say YES!
Two of our key goals is to help first home buyers buy their own home and also work with home owners who need help refinancing and consolidating debts.
Non Bank, where you go when your Bank says NO!
Areas we service
West Coast Region, Wellington Region, Wanganui Region, Wairarapa Region, Waikato & King Country Region, Thames/Coromandel Region, Taranaki Region, Southland Region, Otago Region, Northland Region, Nelson & Bays Region, Marlborough Region, Manawatu Region, Hawkes Bay Region, Gisborne Region, Canterbury Region, Bay of Plenty Region, Auckland Region, Auckland Central