Non Bank Home Loans, Mortgages and Finance / Mortgage Brokers in Orewa
Primary contact
Kim Lyons
Postal address
PO box 314095,
Orewa,
0931
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100%
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100%"Enjoyed working with Yvonne from First Rate Mortgages / Non Bank Ltd she was very
approachable , easy to contact via phone , email and correspondence was very well communicated throughout the loan procedure to the end . Felt very comfortable and confident with her being our mortgage broker . Highly recommended. . "Rating by: Sabrina | Rating posted: 18th Sep | Contact: Yvonne Revell | Job date: Sep, 2021Sabrina •18th Sep•More details…
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100%"Highly recommend first rate mortgages and the professional help that Yvonne Revell gave while trying to refinance my mortgage. She made the impossible possible and I appreciate everything she had done. Big 5 stars thank you heaps!"Rating by: Trae | Rating posted: 8th Jul | Contact: Yvonne Revell | Job date: Jul, 2021Trae•8th Jul•More details…
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98%"We are very impressed with the outstanding service we received from Yvonne at First Rate Mortgages.
Professional, helpful and patient!
Always happy to take time out to discuss our situation and offered suggestions based on personal experience but also past applications on how best to move forward to achieve our desired result.
Even when our requests weren't always simple or straight forward, Yvonne always gave us the opportunity to explore these options and put her best foot forward on our… behalf.
Trust, empathy and communication is key in being able to best represent a client and we could not be happier with the way in which Yvonne and Rosemary looked after us.
We cannot speak highly enough and happy to recommend Yvonne and the team at First Rate Mortgages."Rating by: Juliana | Rating posted: 5th Jul | Contact: Yvonne Revell | Job date: Jun, 2021Juliana•5th Jul•More details…
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100%"Rosemary is simply the ideal broker to have helped us secure a mortgage for our latest move. She easily took us through the mortgage process step by step with a perfect amount of communication (calls and emails), quick replies to our emailed questions and best of all, pre-empting our questions. All that plus a friendly personality made the experience a lot more comfortable than what we initially expected."Rating by: Ian | Rating posted: 22nd Jun | Contact: Rosemary Miller | Job date: Jun, 2021Ian•22nd Jun•More details…
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100%"Kim and Yvonne were very professional, supportive and sincere from the first day my wife and I met them in their office, to the signing of agreement of the service they will provide, up to their email that its all done which was within the set timeframe. Assurance and encouragements with matching clear explanations of the process, expectations and outcomes were all there which were important to us and we were very thankful to them for all of these. We hope that they will continue what they are… doing and we strongly recommend them and their company Non Bank Home Loans Mortgages and Finance to other people looking for assistance."Rating by: Nelson Almazar | Rating posted: 9th May | Contact: Kim Lyons and Yvonne Revell | Job date: May, 2021Nelson Almazar•9th May•More details…
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93%"Amazing service. Great communication and support throughout the process. I had clear instructions and was updated throughout the process so I knew what was expected of me and were things were up too.
I felt listened to and my needs considered.
Thank you for such an awesome job"Rating by: Kirsten | Rating posted: 23rd Feb | Contact: Rosemary Millar | Job date: Feb, 2021Kirsten•23rd Feb•More details…
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100%"We approched First Rate Mortages after being declined from our bank. We found Yvonne to be very understanding and extremely helpful. We had a long process due in part to covid lockdown but we always found Yvonne to be extremely helpful and we felt she fought hard to help us. We are very grateful. "Rating by: Wendy | Rating posted: 29th Dec, 2020 | Contact: Yvonne Revell | Job date: Oct, 2020Wendy•29th Dec, 2020•More details…
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100%"“Having just completed our first application using First Rate Mortgages…we are super impressed with Danielle, her efficiency and ability to support as if we were her sole customer. Danielle had us trusting her from the start with her professionalism and intricate knowledge of our application at all times. With Danielle’s experience and knowledge, we achieved a non-bank lending solution supported by a first tier mortgage to secure an investment property. All of which was completed remotely… and with far more ease that we have ever experienced.
We'll head to Danielle and the team at First Rate Mortgages by default as this has been stress free, and they have blitzed all expectations!
If there is a chance to refer, First Rate Mortgages is my pick!”"Rating by: Christian | Rating posted: 3rd Dec, 2020 | Contact: Christian | Job date: Dec, 2020Christian •3rd Dec, 2020•More details…
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93%"I recently contacted First Rate Mortgages after being declined by mainstream banks as a first home buyer. I had a live deal with not much time left before unconditional date in a home I was very passionate about. Amanda got in touch with me very soon after my email, and was absolutely wonderful the entire time I dealt with her. I gave her a huge challenge with barely any time and she worked her magic and I got my house! I am so so very thankful for Amanda, without her, I would not have my home… that I now am in. She constantly communicated with me and kept me up to date the entire time. I highly recommend her service. A++++"Rating by: Alannah | Rating posted: 2nd Sep, 2020 | Contact: Amanda Bennett | Job date: Aug, 2020Alannah•2nd Sep, 2020•More details…
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100%"Yvonne was very professional and supportive during the whole process, her kindness and communication made it so much easier. "Rating by: Ebony | Rating posted: 26th Aug, 2020 | Contact: Yvonne Revell | Job date: Aug, 2020Ebony •26th Aug, 2020•More details…
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100%"From the very beginning I felt that Rosemary and the team genuinely wanted to make this happen for us. She shopped around for the best deal and we even managed to get a great interest rate. Not only have we been able to start fresh by consolidating our other debts, we are finally on the property ladder. It would not have been possible without the help from First Rate/Non-Bank Mortgages.
Home Ownership seemed like such an unattainable dream, but here we are now, First Home Owners with the help… of a Non-bank lender!
Thank you so much Rosemary & Yvonne.
For those of you seeking to engage in a non-bank or even a bank lender for your Home Loan, it helps a lot if you are organised with your own documents.
Make sure you have your payslips, debt statements, ID, KiwiSaver letters etc all in order. This helps to speed up the process for your broker, so they can work on getting you that approval!"Rating by: Ngahi | Rating posted: 26th Aug, 2020 | Contact: Rosemary Miller | Job date: Aug, 2020Ngahi•26th Aug, 2020•More details…
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100%"We have dealt with other mortgage brokers in the past but Kim Lyons and Lorraine McDonald are by far the best. Communication was fast, friendly, honest and detailed. They secured us a great mortgage and went above and beyond. A huge thank you to them.
We highly recommend First Rate Mortgages!
"Rating by: Jo | Rating posted: 24th Aug, 2020 | Contact: Kim Lyons and Lorraine McDonald | Job date: Aug, 2020Jo•24th Aug, 2020•More details…
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100%"My experience was excellent with Lorraine. She went above and beyond to make everything happen for us. we really appreciate all the work she has done for us arranging our refinancing and new mortgage details. "Rating by: Toni | Rating posted: 24th Jul, 2020 | Contact: Lorraine MacDonald | Job date: Jul, 2020Toni•24th Jul, 2020•More details…
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100%"Thank you so much to Rosemary Miller & Kym for helping me achieve my home owner dream. I could not have done it without you. Rosemary was amazing , I felt hopeless before I found her and I am so eternally grateful. Buying my first home was very overwhelming and stressful, I almost gave up before Rosemary Came along and helped me. Thank you so so much! "Rating by: Brooke | Rating posted: 22nd Jul, 2020 | Contact: Rosemary miller | Job date: Jul, 2020Brooke•22nd Jul, 2020•More details…
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100%"I am so completely impressed with the whole lending process, how quickly everything was done and monies paid out immediately. Danielle made the whole process so easy taking all the stress out of it for me. She kept in constant contact and was positive and uplifting the whole way through. I’m 100% impressed and would return for further help in future. Thankyou so much! "Rating by: Clare | Rating posted: 20th Jun, 2020 | Contact: Danielle Happy | Job date: Jun, 2020Clare•20th Jun, 2020•More details…
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100%"I applied for a mortgage just before the covid 19 lockdown and with my situation not meeting any bank lending criteria i was hopeful for a mortgage but didnt think i would ever be approved.Also with the lockdown situation i assumed i would be too much of a risk for any lender and had decided it would end up being really bad timing for me.
But danielle said my situation was tricky but possible,so i kept my fingers crossed and in the end i was approved for a mortgage.I was so happy and danielle… genuinely appeared to be chuffed for me too.I appreciate the help from first rate mortgages,i now have my own home and security for my children and i."Rating by: fiona | Rating posted: 17th Jun, 2020 | Contact: Danielle Happy | Job date: Jun, 2020fiona•17th Jun, 2020•More details…
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100%"My husband and I would like to say a huge thank you to Rosemary Miller for her support with helping us to refinance our home so we could clear accumulated debt from our past.
We started our journey with Rosemary in the 18th March. We submitted all our information and then the country went into Level 4 lockdown.
During the lockdown period Rosemary continued to touch base with us ensuring we were set up to proceed once we come out of lockdown.
Rosemary was prompt with following up our… queries and coming back with clarification.
Right up to settlement day Rosemary was in contact with us including this week Rosemary called to ensure we were fine and told me she would continue to touch base with us over the next year.
It is such an enjoyable experience to come across a person who is genuinely interested in the well being of her client.
My husband and I highly recommend Rosemary as an excellent Mortgage Broker from First Rate Mortgages.
Cheers JnJ"Rating by: Jill | Rating posted: 4th Jun, 2020 | Contact: Rosemary Miller | Job date: Mar, 2020Jill•4th Jun, 2020•More details…
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100%"Lorraine and the team were great, helped us get back on track financially with the such ease. Took all the stress and hassle out of the process. Will definitely use again and recommend to everyone I know"Rating by: Arron | Rating posted: 17th Mar, 2020 | Contact: Lorraine MacDonald | Job date: Mar, 2020Arron•17th Mar, 2020•More details…
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100%"Yvonne did such an amazing job securing us our first home loan. Her dedication and professionalism was admirable and we were totally blown away by the service. We weren't sure if anyone was going to help us as other brokers seemed disinterested and took ages to get back to us but Yvonne went above and beyond and made it all so easy. We are so grateful."Rating by: Catherine | Rating posted: 3rd Feb, 2020 | Contact: Yvonne Revell | Job date: Jan, 2020Catherine•3rd Feb, 2020•More details…
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100%"Fantastic service. We had a complex situation which was made a whole lot simpler by Kim and his team. 5 Stars!"Rating by: Matt | Rating posted: 13th Dec, 2019 | Contact: Kim Lyons | Job date: Dec, 2019Matt•13th Dec, 2019•More details…
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100%"Yvonne and Kim brought together a great solution for my partner and I to purchase a home together, despite some historic challenges. They listened, guided us through the process, made things simple and were responsive and professional at all times. For anyone looking for a mortgage solution I would absolutely recommend you talk to Yvonne or Kim - they are brilliant at what they do! Thank you to both of you for making our process go so smoothly, we are now in our beautiful new home and we… couldn't be happier!"Rating by: Jo | Rating posted: 9th Dec, 2019 | Contact: Yvonne Revell | Job date: Nov, 2019Jo•9th Dec, 2019•More details…
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100%"I rang Nonbank and spoke with Rosemary. She was very friendly and helpful from that very first phone call. She made everything easy and even now after we have moved in she still makes contact. I felt so at ease with the process of everything and would be happy to work with them again."Rating by: Karen | Rating posted: 3rd Dec, 2019 | Contact: Rosemary Miller | Job date: Nov, 2019Karen•3rd Dec, 2019•More details…
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100%"Yvonne was outstanding in every way possible. Yvonne was communicative and helpful during the entire process. The outcome was positive and this has changed our lives significantly.
We will be recommending this service to others. I for one did not realise this option existed. "Rating by: Vicki | Rating posted: 18th Nov, 2019 | Contact: Yvonne Revell | Job date: Nov, 2019Vicki•18th Nov, 2019•More details…
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100%"Best experience I have ever had getting my first home loan thanks to Yvonne Revell from First Rate Mortgages Ltd. She was there for me right from the start, every step of the way. She made things really easy for me and answered any questions I had. I more less just put my application in and a few documentation and she did the rest, it was as easy as that thanks to Yvonne and within a week and had been accepted for a mortgage. It was as smooth as anyone could expect. Thank you very much… Yvonne. Would definitely be referring people to you and your services xox"Rating by: Renae | Rating posted: 1st Nov, 2019 | Contact: Yvonne Revell | Job date: Oct, 2019Renae•1st Nov, 2019•More details…
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100%"Yvonne has made the process so simple, she was easy to talk to, made sure we understood everything. Contacted us back every time we had a question. She went above and beyond. I would highly recommend Yvonne and the team. "Rating by: Shannon Thompson | Rating posted: 7th Oct, 2019 | Contact: Yvonne Revell | Job date: Oct, 2019Shannon Thompson•7th Oct, 2019•More details…
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88%"Rosemary was in my corner right from the get go and it was not an easy ask to get me a mortgage. I really appreciated her considered effort and excellent communication. "Rating by: Tania | Rating posted: 6th Sep, 2019 | Contact: Rosemary Miller | Job date: Sep, 2019Tania•6th Sep, 2019•More details…
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98%"A great company to deal with - Natalie was so helpful, gave us a range of options and delivered fantastic customer service - cant fault them!"Rating by: Teresa | Rating posted: 21st Aug, 2019 | Contact: Natalie Sieberts | Job date: Aug, 2019Teresa•21st Aug, 2019•More details…
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100%"Fantastic to deal with rosemary, I've dealt with a few mortgage brokers before and it was daunting but rosemary made it easier and was encouraging all the way"Rating by: Gina millington | Rating posted: 19th Aug, 2019 | Contact: Rosemary | Job date: Aug, 2019Gina millington•19th Aug, 2019•More details…
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100%"Kim Lyons and Amanda Bennett at First Rate Mortgages are amazing people.
In this age where the large banks are being tough, demanding and extremely difficult to work with, Kim and Amanda at First Rate Mortgages make things possible again, for all New Zealanders.
They listen, they work hard, and they get it. Straight up genuine Kiwi helpfulness.
They have assisted us with securing property and business finance, and have opened new doors of opportunity with new lenders... amazing.
If you're… looking for, or need assistance seeking affordable finance options (for business or private needs), we would certainly recommend First Rate Mortgages.
Charlie"Rating by: Charlie | Rating posted: 31st Jul, 2019 | Contact: Charlie | Job date: Jul, 2019Charlie •31st Jul, 2019•More details…
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100%"Refinancing and new finance where Banks were not interested. Exceptional service and an awesomely perfect result for my difficult situation! Constantly kept informed, communication and the expertise absolutely amazing. I recommend without reservation!"Rating by: Tip | Rating posted: 22nd Jul, 2019 | Contact: Kim Lyons | Job date: Jul, 2019Tip•22nd Jul, 2019•More details…
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100%"Top, no nonsense company.
Fast, helpful and reliable. Everything you want in a mortgage broker."Rating by: Jordan | Rating posted: 17th Jul, 2019 | Contact: Danielle Happy | Job date: Jul, 2019Jordan•17th Jul, 2019•More details…
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100%"Danielle was extremely helpful. Where standard banks had let us down Danielle and her team worked tirelessly to get us what we needed to build our dream home. As we were building our home ourselves, the standard banks would not consider us even though we had plenty of equity and a good credit rating. Thank you Danielle."Rating by: Donald Windybank | Rating posted: 12th Jun, 2019 | Contact: Danielle Happy | Job date: Jun, 2019Donald Windybank•12th Jun, 2019•More details…
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98%"I really appreciated the support, patience and advice I got from Danielle "Rating by: Mandifadza | Rating posted: 9th May, 2019 | Contact: Danielle Happy | Job date: May, 2019Mandifadza •9th May, 2019•More details…
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95%"After being declined by two mortgage brokers myself and my partner were heartbroken. I googled ‘bad credit mortgage’ and got in contact with Lorraine who had told us within 3 days that chances were looking good. 2 months later we are all moved into our property and couldn’t be happier. I was nervous that I could not meet with Lorraine as in different cities but she kept in contact every step of the way that it wasn’t even something that was thought of as an issue. Thank you so much for… all your help."Rating by: Tayla | Rating posted: 18th Apr, 2019 | Contact: Lorraine Macdonald | Job date: Apr, 2019Tayla•18th Apr, 2019•More details…
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100%"Words cannot express the service I received from Lorraine, I was in a very difficult position and could not see a way forward and admittedly I had buried my head in the sand. But Lorraine and the team worked hard to come up with a way forward and she never judged me or made me feel bad, but just remained positive and focused. Thanks for everything"Rating by: Tony Parrott | Rating posted: 18th Dec, 2018 | Contact: Lorraine MacDonald | Job date: Dec, 2018Tony Parrott•18th Dec, 2018•More details…
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100%"We were very grateful to have found Kim in the last few years during our first messed up building projects, while Kim made our troubled easy. He helped us tidied our loans and got us great deals and extra funds to complete our building projects.
Kim is a 5 stars professional mortgage broker. Kim and his team (Danielle) are very friendly and easy to talk to while being professional, efficient and fast paced at all times and has kept in touch with us regularly throughout the various stages to… completion.
We are most definitely recommend anyone looking for a mortgage or financial advice, before you commit to a bank or another broker, give Kim a call."Rating by: Muy and Hong | Rating posted: 20th Feb, 2018 | Contact: Kim? and Danielle | Job date: Feb, 2018Muy and Hong •20th Feb, 2018•More details…
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100%"Kim’s experience in the industry is second to none. Kim and his team are very professional and I wouldn’t hesitate to recommend them to anyone who is looking to expand their portfolio in any lending conditions. Thanks Kim for all your help."Rating by: Paul | Rating posted: 29th Jan, 2018 | Contact: Kim Lyons | Job date: Jan, 2018Paul •29th Jan, 2018•More details…
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100%"Kim has organised finance for us on a few occasions and has manged to get us very competitive rates despite us falling outside of the criteria most of the banks require. Kim has always been extremely helpful and I would definitely recommend his services; in fact I already have."Rating by: Lorna Maddock | Rating posted: 25th Jan, 2018 | Contact: Kim Lyons | Job date: Oct, 2017Lorna Maddock•25th Jan, 2018•More details…
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100%"I have had Kim Lyons work for us on three deals and have found to be knowledgeable and very effective. When putting a loan together for a home or a commercial property development Kim Lyons and his team are top notch. As a devloper my view is if Kim can’t get the deal over the line no one will. Richard McNaughton "Rating by: Richard | Rating posted: 30th Dec, 2017 | Contact: Kim Lyons | Job date: Dec, 2017Richard•30th Dec, 2017•More details…
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100%"NonBank was recommended to my investment company by my every day bank as they weren't doing construction lending when I required it.
I had limited time in which to raise the capital. Kim Lyons was my point of contact in NonBank. He was able to put together the desired facility for my company quickly. I was very impressed with the efficacy and the sharp deal they oranged for me.
A great outfit that I'm happy to recommend.
"Rating by: John | Rating posted: 28th Dec, 2017 | Contact: John Shearer | Job date: Dec, 2017John•28th Dec, 2017•More details…
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Primary contact
Kim Lyons
Phone number
0800699436
Phone number (alternative)
094268927
Website
https://www.nonbank.co.nz/
Availability
This week/ASAP
Physical address
Level 2, 12 Florence Avenue Orewa,
Orewa,
0931
Postal address
PO box 314095,
Orewa,
0931
About us
NonBk Ltd is all about providing information on Non Bank lending solutions and operates alongside First Rate Mortgages Ltd, which was one of the first mortgage broker firms in New Zealand to offer both Bank and Non Bank financial advice on first and second mortgages. Kim Lyons, who started mortgage broking in 1999 after leaving ANZ Bank, quickly recognised the need to promote Non Bank lending information to the New Zealand public, to let them know that their Bank Manager does not hold all the strings, there are other options. The first website was also launched, www.nonbank.co.nz, dedicated totally to providing you with Non Bank lending information to help you, when your bank or current lender says NO! Non Bank lending gives you more options if you are looking for low deposit home loans, home loans with bad credit, have hard to prove income, if you need help refinancing, possibly due to a mortgagee sale, or for second mortgages and commercial property finance.
The terms "Non Bank", "Non-Bank", "NonBank" or "Bank Alternative" simply refers to those lenders who are involved in the business of providing finance, both first and second mortgages, but are not the traditional registered banks like ANZ, ASB, HSBC, Kiwibank, Bank of New Zealand, TSB & Westpac.
Our mortgage broking firm First Rate Mortgages Ltd deals with many Non Bank lenders who are more flexible when structuring loans or mortgages so that they fit the purpose you need them for, rather than complying with the policy of a faceless back-office credit department that you have no opporrtunity to meet r even phone. The Non Bank lending website now assists hundreds of people achieve their financial goals.
Whilst our mortgage brokers are based in Auckland, we deal with Non Bank clients & lenders all over New Zealand and have the benefit of being able to present your loan direct to the decision makers. We are then able to explain any challenges you are facing, such as gifted deposits, bad credit, hard-to-prove income, and missed repayments, rather than you trying to negotiate your own way through layers of bureaucracy.
Our call to action is simply "Non Bank, where you go when your Bank says NO!"
What we do
We totally understand that life has financial ups an downs, or speed bumps. Missed payments, dishonours, irregular income, gifted deposit, even mortgagee sales, are all terms we are familiar with, we so often get feed back that a clients existing Bank Manager or broker said "yeah na, we don't do that"
Well we do our best to say YES!
Two of our key goals is to help first home buyers buy their own home and also work with home owners who need help refinancing and consolidating debts.
Non Bank, where you go when your Bank says NO!
Categories we service
Mortgage Brokers, Finance and Mortgage Brokers
Areas we service
West Coast Region, Wellington Region, Wanganui Region, Wairarapa Region, Waikato & King Country Region, Thames/Coromandel Region, Taranaki Region, Southland Region, Otago Region, Northland Region, Nelson & Bays Region, Marlborough Region, Manawatu Region, Hawkes Bay Region, Gisborne Region, Canterbury Region, Bay of Plenty Region, Auckland Region, Auckland Central
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Communication: 100% | Quality: 100% | Reliability: 100% | Value: 100%