The Home Loan Shop / Finance and Mortgage Brokers in Wellington CBD

As anyone looking to buy their first home can understand, there is a lot of unknowns and uncertainties around how everything works, in all our correspondence… with Mark he walked us through everything in detail and made the whole process seem so much easier taking all the stress and worry away. They really know this business inside and out, you couldn't be in safer hands.

We couldn't be happier and I couldn't recommend these 2 more highly. Thanks so much Mark and Stevie, you guys are the real deal!!!"

Really great to deal with and a top communicator.
"

As well as getting us a great rate and liaising with the bank on our behalf, he also checked in regularly and kept us up to date on what needed to be done at each step along the way.

I highly recommend Sloan to anyone looking for a great rate with great service."

I would definitely recommend using the Home Loan Shop because of the great service and their ability to source fantastic rates. "

I hardly know where to begin, or indeed how to end, my sincere praise and gratitude to this remarkable man and the Home Loan Shop as a brilliantly run business as a whole.

Wandering into the potentially daunting and discouraging minefield of buying my first home, it seemed… an impossible pipe dream, but driven by circumstance and motivated by the worrisome consequences if I did not take the first step, I visited the Home Loan Shop. The name grabbed me, where better to shop for a home loan? After a warm welcome, I found myself almost instantly encouraged by the uplifting professional and friendly attitude of Martin.

I had made poor choices over the last several years, choices that if made with better care and wisdom, would have put me in a much healthier fiscal situation. As it stood, my options looked rather gloomy indeed. Martin made no judgements about me when I explained my situation to him, instead he offered solutions, encouragement and inspired me to explore options I had not dared to consider.

His naturally sincere and cheerful nature put me at ease whilst discussing my situation and within 5 minutes of talking together, I knew I was in the care of a genuinely interested, helpful, knowledgeable, wise and hugely experienced guide. By the time I left his office after that initial meeting, the minefield had been totally replaced by ladders of hope and possibility – I followed his excellent advice to the letter and great things began to happen.

Throughout my consequent journey from that day forth, Martin helped encourage, advise and guide me through a myriad of mazes and I felt incredibly safe traversing the entire process with this positive and optimistic guide working diligently on my behalf, every step of the way. All the scary legal aspects were lifted from my shoulders and burdened by Martin and his team of similarly engaged contacts in the financial and solicitor fields. This included the insurance aspects, the access to my retirement funds, advising of grants available to me and offering suggestions I had not even thought of to help make my dream happen.

And happen it did! I am extremely happy to say the entire process was executed in seamless fashion, I am a new homeowner and my sense of security is safely sealed under the roof of my house. MY house!!! I get excited every time I say it!!

I thank Martin sincerely with the fullness of my happy heart for all the work he has done and the people he has engaged on my behalf for changing my life. Quite simply he is my hero, as he has enabled me to take a second shot at a life that was essentially bogged down in a stagnant mire. I recommend his services - and that of The Home Loan Shop in general - to anyone hoping for a brilliant professional service in securing property of their own.

What would you expect to pay for a service such as this? The incredible fact is that personally, it cost me nothing!! The fees were all absorbed in the service…. And that was just part of the icing on what has evolved into a very sweet and moist cake indeed, made moist through my tears of joy and exhilaration!!

Martin’s qualities of sincerity, honesty and amazing skills to achieve a great deal of excellent value filled me with confidence. In a world that all too often seems over represented by sharks and hungry wolves, it was very refreshing and an enormous relief to engage with a financial professional who was so personable and genuinely motivated to personally assist me in realising the impossible dream.

When rough seas seemed to be brewing, Martin was a trusted and true sailor and somehow always steered the boat into calm waters… all the way to the sunny beach where I now find myself… gloriously bathing in the warmth and security of home ownership!

I am obviously not the first client who has experienced such excellence here, nor I expect, will I be the last. I see The Home Loan Shop has won NZ Financial Services Business of The Year the past two years running… I would not be the least surprised should they win it a third successive year… in my opinion they thoroughly deserve it.

Well done Martin and well done Home Loan Shop! You have my lifelong endorsement and I know exactly where to send friends and family for excellent advice and service!

My Kindest, warmest and most grateful regards

Ron Kerkmeester

(Ecstatic Proprietor of Property!)"

Sloan was our guide from the start right through to after move in day. Not only did he 'hold our hands' through the process ensuring we knew what the next steps were, he also got us an incredible rate with a very decent contribution towards our legal fees.

I have been, and… will continue to, recommend Sloan and his team to any home buyer out there. Extremely chuffed with their support and work!"

A relaxed, but professional manner was held at all times, with regular follow ups and reminders through each step of the process.

We would highly recommend Sloan and his team and will certainly be using him in future."

Sloan managed our expectations exceptionally and… really helped in getting the best deal, we couldn't have asked for a better person to answer our questions and be there to call when we were unsure of anything."

Mark made this a wonderful experience and we sincerely appreciate his professionalism, organisation and making the process so straightforward for us. Thank you Mark again for everything!"

I would say that the home loan shop people: they are really the NZ mortgage experts! There is a huge difference… between talking to them or talking to any bank here in NZ.

Well done HLS!"

It wasn't a straightforward process which meant there was a lot of back-and-forth but Mark was very patient and persevered and we got there in the end. I… genuinely don't think we'd have managed to buy our first home if it wasn't for Mark. So THANKS Mark for not giving up on us! When we move in we'd love to have you over for a few beers so we can thank you in person."

Can't recommend highly enough - thanks again! David"

I've been recommending him to everyone looking at houses at the moment.

Thanks Sloan!"

Thanks Sloan

Mark"

We had attempted to buy a number of houses in what can only be described as a tough Auckland market over a 3 year period. We have just been successful on attempt 6, and on every occasion Sloan would tirelessly offer 100% of his expertise and advice.

With Sloan being based in Wellington and us in Auckland we never suffered for lack of service due to our locations. We also… found the rest of the Home Loan Shop team to be very helpful when we dealt with them including administration and Matt Guilford for personal insurance.

We highly recommend this company and Sloan McPhee to anyone nationwide looking for mortgage advice and support.

Thanks for all your hard work Sloan, we finally got there and couldn't be more happy."

Totally recommended. A+++++"

Sloan provided useful advice from his experience, but gave us room to make the decision that was right for us. I'd happily recommend… their serve"

Excellent service and fantastic outcome from Sloan. He was upfront and honest from the very beginning. Keeping you informed and updated with the status of your application. Sloan was able to… secure us a financing with a competitive and attractive rate. Thanks heaps Sloan (and Nikki) we were able to buy our first home! Definitely will recommend Sloan and his team!!"

it was so easy to deal, explained the pro and cons of different home loan structure and provided the best deal in market. Thanks Martin

Cheers
Sanjay"

Thank you Mark

I wish you well

JO"

With no hesitation I would recommending that people thinking about buying talk to Slone ."

Then, when we later came to him with what seemed like an impossible turn-around time, he had everything sorted almost overnight. His communication was spot on all along the way. We couldn't have hoped for a better result; a high LVR loan without having to resort to… non-bank lending.

We would have no hesitation recommending that people thinking about buying talk to Sloan."

Martin was always professional but very approachable. He was always happy to answer our questions and provided invaluable advice throughout the process (particularly at the beginning when we were first starting to think about buying a house). Martin is a man with a solution to any problem!

I would (and have been to all my friends) highly recommend Martin and the Home Loan… Shop."

Mark was exceptional to deal with. Clear, concise, patient & friendly, coaching us through the entire process & working hard to get the best for us. All of which helped us immensely as we're first home buyers & had no idea of what to expect or what to do."

Even after I had two failed tender attempts, they kept up their professionalism, and finally helped me into my first home. Would absolutely recommend them, and will be using them again when I next purchase a property."

As a Pasifika individual, Mark really understands face value and builds that relationship between yourself and him. This scaffolds trust and strength and you know that he is always there to help and give you the best advice possible.

His commitment is peccable and you will not have any surprises working with him."

I have introduced many colleagues and friends to the team at the Home Loan… Shop as their service ethic never fails to impress me.

Personally, I would recommend them to anybody who is entering the market and looking at home loans.

Thanks for all your help over the years Greg, it is, and always has been a pleasure dealing with you !"

Not really knowing the process or even really where to begin, Mark was very clear and helpful about the entire process and always kept us up to date with where things were at.

Working within our limits Mark managed to get us the best possible deal with a number of banks, and even steered us through the 20% equity changes to home loan borrowing criteria safely.

Throughout the whole process we were… really comfortable with the decisions we made as Mark provided us with all of the information, alternatives and options we could ask for, and how this would impact us in the long and short term.

My partner an I are now proud home owners and very secure in the position we are in, and none of this would have been possible without Marks guidance and expertise.

The whole teams relationship with other third parties involved in the house buying process also meant that we went to just the one place and were also put in touch with excellent property lawyers and insurance people.

The Home Loan Shop came highly recommended to me, and i make no hesitation in recommending Mark and the team to anybody even considering buying a home, no matter how early or far along the process they are."

Everything was done on time, and he got us very competivie rates. Highly recommended!
"

I'd just missed out on yet another house, and was quite despondent about my ability to buy in the Wellington market.

As I was walking home that evening, the lights were on at the Home Loan Shop, so I went in to see if there was any hope that I might secure lending on an… apartment with very low equity.

Sloan advised that it wasn't likely, but we'd give it a shot. Within hours I had pre-approval and knew that lending on an apartment would be on a case-by-case basis - they could still say no.

Sloan pleaded my case - and when just a few days later I found an apartment that I loved, he worked hard to negotiate my lending with only 5% deposit, advised on lending structure, secured good interest rates, and helped ensure I was able to meet the banks due diligence conditions.

Then came settlement day - the day after the first big quake in Welly. Settlement was delayed as all the lawyers were closed, my new apartment has sustained cosmetic damage, the movers were 3 hours late, the lifts in the building I was moving out of weren't working (83 steps up & down, one box at a time, not fun), and it was an all-around disaster. If moving is generally stressful - it's particularly stressful when you add a major earthquake to the mix.

However, Sloan checked on me through the day to see how things were going (from home, as his office was closed too!). He genuinely cared and offered whatever assistance he could.

Sloan kept me well informed, provided me with reality checks, and was genuinely interested in getting an outcome that was right for me. He provide great follow-up (such as checking the bank had paid the $$ he'd negotiated towards legal fees and checking in a few weeks after settlement to see how it was all going).

It felt like the whole process was all about me.

Highly recommended."

Because of Sloan and the home loan shop, we now have successfully bought our first home. We have done so in an organised fashion because of the suggestions and prompts of such a great mortgage broker.

Everything fell into place painlessly, and for that we will always be grateful for well informed and organised people like Sloan. "

Each step of the application process was made easy and simple to follow with constant concise communications.

Timeframes where adhered to … It’s simple these Guys at the Home Loan Shop are the Real Deal.

I wouldn’t recommend any company lightly, but I can assure you I would recommend this Company and its truly talented individuals to my Mother.

You would be wasting… your time looking for a Better Service.

Ryan Smock"

Greg was prompt and gave us excellent advice… (which we took) and insight into some of the reasons we had struggled with one particular bank constantly. He was straight up when he couldn't get us a better deal in some areas than we could get ourselves, and, while eventually for the sake of expediency we sourced our own loan (no fault of Greg's), I would not hesitate to use Home Loan Shop again and refer my friends to them whenever possible."

For two years we had struggled with the banks in terms of clarity regarding finance and conditions. However after our first meeting with Mark we came away with all our questions answered, and pre-approved finance that we understood and were happy with."

Liana Eruera"

"

Martin arranged pre finance for us and we were ready to look for a house. It took us nearly a year of open homes and Martin was there to assist us all of the way.

We finally found our home and Martin had worked a finance deal with our bank which was better than we could have hoped for.

I thought financing a home would be complicated, Martin made it easy. Without him we… would still be renting. My work colleague was right!!"

I also used a lawyer which he recommended, she was also excellent.
Will definitely use again and recommend to all.
Huge thanks to Martin!"

I am so glad we used The Home Loan Shop rather than battling the banks ourselves - the amount of time and stress Mark would have saved us is huge!

Mark is down to earth, personable, and very supportive. I would reccomend him… in a flash to anyone wanting to purchase a property!"

He explained everything so clearly and really worked to get us the best possible deal available. He was always available to speak to and just made the whole process so much easier and relaxing, knowing that we were in safe hands.

We went to Sloan on a recommendation and have in turn recommended him to anyone looking to purchase or refinance their property.
"

Thanks again for all of your wonderful work.

Gurpreet."

Right from the start Martin was helpful, friendly and knowledgable. He negotiated a great rate with the bank and was more than willing to offer advice on other areas of the home-buying process.

I will certainly be going through Martin and The Homeloan Shop for the loan for… my renovations. Highly recommend!"

I highly recommend Martin to anyone else looking to buy property. When we spoke to our bank directly they were not willing to make any property purchase easy. Martin has the leverage to negotiate the best deal for you.

We have already recommended a number… of our friends to Martin, some of which Martin has helped already."