First Rate Mortgages Ltd / Mortgage Brokers in Orewa

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Level 2, 16 Florence Avenue,
Orewa,
0931

Ph: 0800 699436

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Website
firstratemortgages.co.nz

Primary contact
Kim Lyons

  • 100%
    "To start with the process of selling and buying has been a very interesting journey. The not knowing time which way and what was going to happen. But thanks to first-rate-mortgages we made it through. Selling & buying on the same day, to us was a miracle. Meeting with Kim Lyons was probably the most encouraging time that sure gave us hope.
    Wow we could do it, having no extra cash but a debt free asset was suddenly turned around. Your trust in us has enabled us to purchase, what we call a amazing property, where we can continue our work in helping families in our community. As our property of 25 year will be used over the next years for development. I learnt that nothing is impossible to you, and you place people before money where you can help. The extra contacts I had to make when more money was needed Natalie never ever left you feeling as though you were a nuisance but responded with all the help we needed. Thank You Natalie. As time goes on to settlement date, some time away yet, it is because of you that enabled us to do what we do best. And what we love doing. A special thank you to all, but those involved that we came to know. Kim Lyons, Bruce Darwin and Natalie.
    "
    Rating by: Barbara  |  Rating posted: 14th Nov  |  Contact: Barbara Stone  |  Job date: Nov, 2017
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    14th NovMore details…
  • 100%
    "I have known Kim and Yvonne for about 2 years. They have organised a non bank finance for and investment when the new rulings for banks came up about the 60% rules.
    They recently organised a second mortgage for a development project. When all banks said they could not do it Kim and Yvonne were able to help me out to get the funds to complete the development project until we could gain more equity.
    I would highly recommend them for all your financial needs.
    "
    Rating by: Chamira   |  Rating posted: 11th Nov  |  Contact: Yvonne Revell and Kim Lyons  |  Job date: Nov, 2017
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    11th NovMore details…
  • 100%
    ""Thank you so much for all your help. Raymond was wonderful from start to finish with what initially I thought could be very difficult due to circumstances. But as I was ensured right from start that everything will be straight forward and Raymond outlined all the requirements, each step of the way and at no stage did I feel it was too tough. Raymond did everything for us as long as all my paper works were in place. I can not thank him enough for all his help and recommend him very highly, very clam and collective!! When we buy again, we will be asking Raymond to assist us again. Many thanks."
    Rating by: Arvin  |  Rating posted: 27th Oct  |  Contact: Raymond Daneils  |  Job date: Oct, 2017
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    27th OctMore details…
  • 75%
    "Amanda was very helpful and done the best she could do for us, after a long 8 weeks we finally got there! "
    Rating by: Jamie  |  Rating posted: 20th Oct  |  Contact: Amanda Bennett  |  Job date: Oct, 2017
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 0%
    20th OctMore details…
  • 100%
    "A very great team to work with , they have helped me on my hardest times with trustworthy and reliability , i would reccomend them to anyone in need for sure .

    100% happy !!!!"

    Rating by: Atasha  |  Rating posted: 13th Oct  |  Contact: Raymond daniels   |  Job date: Oct, 2017
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    13th OctMore details…
  • 93%
    "Very very helpful.

    Much appreciate Amanda's efforts in getting our finances more under control. Liaising with lenders and the bank to come to a productive outcome was great! All was done via email and the odd phonecall :)
    "

    Rating by: Mike   |  Rating posted: 11th Sep  |  Contact: Amanda Bennett  |  Job date: Sep, 2017
    Communication: 90%  |  Quality: 90%  |  Reliability: 90%  |  Value: 100%
    11th SepMore details…
  • 100%
    " I give the highest rating possible to First Rate Mortgages Ltd. I have been poorly treated by the banking community recently. The staff of First Rate Mortgages were incredibly professional and dedicated to getting me a timely loan and quality mortgage experience. I received a $200,000 loan and First Rate Mortgages helped me through all of the challenges and quickly got my new mortgage in place and to my complete satisfaction. Give them a try -- you won't be disappointed."
    Rating by: Robert  |  Rating posted: 2nd Sep  |  Contact: Kim  |  Job date: Sep, 2017
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    2nd SepMore details…
  • 90%
    "Great team and result from a difficult set of requirements, Natalie and the team worked very hard and obtained a positive result and we now have a family home we will all treasure. "
    Rating by: Brian Mahy  |  Rating posted: 1st Sep  |  Contact: Natalie Siebrits  |  Job date: Sep, 2017
    Communication: 90%  |  Quality: 90%  |  Reliability: 90%  |  Value: 90%
    1st SepMore details…
  • 98%
    "We will like to thank Natalie for going extra mile for us. When bank said no to us we were quite hopeless regarding getting mortgage but when i called kim and he introduce us to Natalie and everything changed . Within first month we got the positive answer and now in few weeks time we r moving to our own home. Thanks Kim,Natalie, Amanda for making our dream come true. "
    Rating by: Bijay  |  Rating posted: 16th Aug  |  Contact: Natalie  |  Job date: Aug, 2017
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 90%
    16th AugMore details…
  • 100%
    "Yvonne and Kim were prompt communicators. Very confident of their products, they reassured us from the beginning, they could help and they sure did. They have transformed our lives with the lender they were able to source for us. Yvonne was very thorough and genuinely caring and she really went the extra mile. I will be forever grateful to First Rate Mortgages for the help they gave my family. I highly recommend them and have already referred a friend:)"
    Rating by: Apolonia Muldrock  |  Rating posted: 1st Aug  |  Contact: Yvonne Revell  |  Job date: Aug, 2017
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    1st AugMore details…
  • 100%
    "We first dealt with Allan back in 2015 to try and secure our first step on the property ladder. He took the time to discuss what our options would be and how we could make it work. Needless to say he made it work - we secured the home loan and moved into our new home within 3 months of starting the process.
    As our 2 yr term was coming to an end and we could refinance to secure additional lending for renovations, Allan was our first port of call to discuss options again. Once again he came through with exactly what we were looking for. First Rate Mortgages is perfectly named - Allan's service, communication and abilities were First Rate. Thank you Allan!
    "
    Rating by: Stuart  |  Rating posted: 8th Jun  |  Contact: Allan Nicol  |  Job date: Jun, 2017
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    8th JunMore details…
  • 100%
    "Natalie, has been amazing to deal with and going the extra mile to ensure we fully understood everything in regards to non bank lending for us to build our house.
    She then helped us secure a bank mortgage and getting the best possible deal for us.
    Without any hesitation i would return to deal with her for any mortgage changes.
    Thank you so much, for making the process so simple and straught forward.
    "
    Rating by: Rochelle  |  Rating posted: 30th May  |  Contact: Natalie  |  Job date: May, 2017
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    30th MayMore details…
  • 100%
    "Kim and Natalie from First Rate Mortgages provided an outstanding service to us as we were looking to refinance. Kim made contact with us immediately and came to our home where he offered us sound advice and made the refinance process really clear for us. Natlalie and Kim, both provided ongoing contact with us throughout the process and were able to quickly obtain refinancing for us despite us being in a difficult financial situation. Their financial advice for future consideration by us has proved invaluable and we have no hesitation in working with them again in future or recommending their team for the use by others."
    Rating by: Julie  |  Rating posted: 13th May  |  Contact: Kim Lyons and Natalie Siebrits  |  Job date: Apr, 2017
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    13th MayMore details…
  • 100%
    "Cannot say enough.
    Absolutely amazing.
    "
    Rating by: Karl  |  Rating posted: 30th Mar  |  Contact: Yvonne Revell, Kim Lyons  |  Job date: Mar, 2017
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    30th MarMore details…
  • 100%
    "I would like to thank Allan Nicol for an excellent job he provided, Allan worked hard on getting me a secure loan and he made the process so easy."
    Rating by: Moses  |  Rating posted: 11th Feb  |  Contact: Allan Nicol  |  Job date: Feb, 2017
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    11th FebMore details…
  • 100%
    "Outstanding service and resolution to my problem within a short time frame enabling settlement prior to Christmas. Yvonne listened to my outline of the context and detail circumstances of my situation and suggested a pathway through. Then with careful co-operation through my Solicitor the required finance was provided on time and within anticipated budget.

    The services of First Rate Mortgages Ltd were professional and delivered smoothly to achieve my goal.

    It was a particular pleasure to deal with Yvonne Revell.."

    Rating by: richard  |  Rating posted: 22nd Dec, 2016  |  Contact: yvonne revell  |  Job date: Dec, 2016
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    22nd Dec, 2016More details…
  • 100%
    "We got our first house because of Sarah and Kim and the wonderful team at First Rate Mortgages.
    We had a tight deadline on getting finance for our dream home, and the banks process was very slow. We were panicking as it did not look like we would get our finance in time, so we decided to meet with Sarah and Kim at First Rate Mortgages. They were very positive and reassuring, and they got us our finance within two days, even though we needed to get a 90% loan. During the whole process Sarah kept following up with us regularly to let us know how everything was proceeding, which removed the stress from the situation, as we constantly had a clear idea of what was happening. Both Sarah and Kim were very helpful and even made themselves available outside of normal business hours to assist us. They gave such great advice and support throughout the whole house purchasing process which was incredibly valuable to us seeing we never bought a house before and had no idea what we were doing. The team at First Rate Mortgages are knowledgeable, helpful and completely transparent. We highly recommend them.
    "
    Rating by: Helene Taito-Jensen and Apollo Taito  |  Rating posted: 8th Dec, 2016  |  Contact: Sarah Markham and Kim Lyons  |  Job date: Nov, 2016
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    8th Dec, 2016More details…
  • 100%
    "I would like to thank Allan for his fantastic service and help. He has gone the extra mile for and my husband.
    First rate mortgage I am happy to have used your services.
    "
    Rating by: Virginia   |  Rating posted: 30th Nov, 2016  |  Contact: Allan   |  Job date: Nov, 2016
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    30th Nov, 2016More details…
  • 100%
    "Kim and Yvonne were great to deal with. They were very responsive, prompt and kept us informed of progress. We are delighted with the outcome. Highly recommended. "
    Rating by: Kevi  |  Rating posted: 22nd Nov, 2016  |  Contact: Kim Lyons  |  Job date: Nov, 2016
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    22nd Nov, 2016More details…
  • 100%
    "Yvonne was exceptional to deal with, very supportive and was an excellent communicator. Made the experience very easy."
    Rating by: Sharlene  |  Rating posted: 17th Nov, 2016  |  Contact: Yvonne Revell  |  Job date: Nov, 2016
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    17th Nov, 2016More details…
  • 100%
    "Kim, Natalie and the team at First Rate Mortgages are dedicated, professional and always take the clients interest at heart. Natalie went beyond the call of duty to ensure we had the best deal possible. They kept us abreast of developments at all times, with suggestions and explanations on the various options. I recommend anyone to the First Rate Mortgage Team."
    Rating by: Sageran  |  Rating posted: 26th Sep, 2016  |  Contact: Natalie Siebrits   |  Job date: Sep, 2016
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    26th Sep, 2016More details…
  • 100%
    "I can well recommend these mortgage brokers. Such excellent service from Yvonne and Kim from start to finish. Nothing was ever too much for them and the service first class. Thank you for making this process so stress free and easy to understand. Jacqui Lumb"
    Rating by: Jacqui Lumb  |  Rating posted: 24th Aug, 2016  |  Contact: Kim Lyons & Yvonne  |  Job date: Aug, 2016
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    24th Aug, 2016More details…
  • 100%
    "I had a great experience with Yvonne at First Rate Mortgages. Yvonne managed to provide a responsive and highly professional service during a very busy and stressful time. Yvonne has excellent contacts in the industry and helped me arrange a very competitive and flexible deal. I highly recommend her. "
    Rating by: Rome  |  Rating posted: 2nd Aug, 2016  |  Contact: Yvonne Revell  |  Job date: Jul, 2016
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    2nd Aug, 2016More details…
  • 100%
    "I would recomend these to anyone who needs help with financing their house or just wanted to consolidation debts - special mention goes to Yvonne and Kim for their lovely service and the way they help my husband and I to save our family home! There service was extradionary and they fully made us feel very comfortable about our situation:) "
    Rating by: Tepa Pomale  |  Rating posted: 2nd Aug, 2016  |  Contact: Yvonne Revell  |  Job date: May, 2016
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    2nd Aug, 2016More details…
  • 100%
    "Fantastic, solved the problem of getting us into our home in a non bank capacity. We are self employed, just returned from the UK. Being non bank the costs were greater than a bank but better than no options at all. Thanks for the great service guys. "
    Rating by: Andrew  |  Rating posted: 11th Jul, 2016  |  Contact: Kim Lyons  |  Job date: Jul, 2016
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    11th Jul, 2016More details…
  • 100%
    "What an amazing service First Rate Mortgages provide!! It was a long process as I kept on missing out on houses at auction, but Kim and Emma have the patience of saints and we got there in the end. I really can't say enough good things about this company, who are always available to help and support you through the mortgage process. A special thanks to Emma, who I feel I know like a friend now, as we've been in contact so often - she made the stressful time of selling and purchasing a new home a lot easier for me and is definitely an invaluable team member at First Rate. It's so good to use local people who are extremely professional but also kind and sincere. Thanks to you both so much. Warmest regards, Jo"
    Rating by: Jo  |  Rating posted: 7th May, 2016  |  Contact: Kim Lyons & Emma Rammeil  |  Job date: Apr, 2016
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    7th May, 2016More details…
  • 100%
    "Absolutely first rate experience from start to successful finish. My aims and dreams have been achieved with some unexpected extra bonuses negotiated for me! Wonderful, great communication throughout, and I can't thank you and your support, Natalie Siebrits, enough."
    Rating by: Tip  |  Rating posted: 4th Apr, 2016  |  Contact: Kim Lyons  |  Job date: Apr, 2016
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    4th Apr, 2016More details…
  • 100%
    "With Kim and Linda's help we are now not just existing but living our lives. Thank you when we felt no one would be able to help us. We owe a great deal to the both of you. Keep being real people and giving others hope."
    Rating by: Donna  |  Rating posted: 3rd Feb, 2016  |  Contact: Donna Hinton  |  Job date: May, 2015
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    3rd Feb, 2016More details…
  • 100%
    "I have had an excellent experience with First Rate Mortgages. They communicated with me on ever step and kept me up to date."
    Rating by: James  |  Rating posted: 3rd Feb, 2016  |  Contact: James Murray  |  Job date: Feb, 2016
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    3rd Feb, 2016More details…
  • 98%
    "Linda and Kim were incredibly helpful in helping my wife and I purchase our first family home. They were able to secure a much better loan than we could directly with the banks. They also worked tirelessly to ensure we got the loan all sorted before settlement, despite the short turn around., I would thoroughly recommend and have already done so to a number of people."
    Rating by: James  |  Rating posted: 30th Oct, 2015  |  Contact: Linda   |  Job date: Oct, 2015
    Communication: 90%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    30th Oct, 2015More details…
  • 100%
    "I have recently just finished building my first house and used Linda through First Rate Mortgages to help broker and manage my bank to finance the project.

    Linda has been absolutely fantastic to deal with and would highly recommend her no matter what agency she was currently working for. Very responsive and understanding of our specific requirements and situation. She was able to clearly explain all facets of the build process to us (from a financial perspective) and managed all the draw down payments from the bank. Building isn't an easy project to undertake and anyone willing to put as much time and effort into helping to make it easier is top notch in my books. Linda is one of those people."

    Rating by: David Brockelsby  |  Rating posted: 21st Oct, 2015  |  Contact: Linda   |  Job date: Oct, 2015
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    21st Oct, 2015More details…
  • 100%
    "I would like to express in few words just how much I truly appreciate what First Rates Mortgage broker Linda has done for me. With in minutes of sending her an email, I had a response and form that moment I no longer felt helpless. In just a matter of one week, she help me save my house. Linda I am sincerely grateful, I could not thank you enough, I feel truly blessed by the compassion you have bestowed upon me and my children. "
    Rating by: Dina Pauline Te Kira  |  Rating posted: 16th Oct, 2015  |  Contact: Linda   |  Job date: Oct, 2015
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    16th Oct, 2015More details…
  • 100%
    "We would highly recommend First Rate Mortgages. They were helpful, professional and friendly and encouraged us to keep going when we had almost given up hope of owing a home. Thanks again Natalie and Kim, we will always be greatful for all of your assistance. "
    Rating by: Danielle  |  Rating posted: 26th Jun, 2015  |  Contact: Natalie Siebrits  |  Job date: Jun, 2015
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    26th Jun, 2015More details…
  • 100%
    "Linda was absolutely fantastic. She agreed to see us on extremely short notice, like and hour or two. She did her utmost to be available at a time that worked for us. Linda was very open and honest with us about our financial situation. She quickly appraised the best course of action, telling us what all the costs would be and explained why it was the best way to go. At the very same meeting she started the application process for us and helped us complete all the forms. She told us exactly what else we needed to provide. We then received an offer of finance back within 3 working days from first seeing her. First Rate Mortgages has exceeded our expectations. Many thanks."
    Rating by: Jenny Partington and Mike Pirovich  |  Rating posted: 25th Jun, 2015  |  Contact: Linda   |  Job date: Jun, 2015
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    25th Jun, 2015More details…
  • 100%
    "These people are absolutely wonderful, fast,friendly and go to all extremes to help. There friendly natures make you feel so comfortable and I would never go anywhere else again. Would highly recommend to anyone who wants a good honest deal done."
    Rating by: Maree  |  Rating posted: 2nd Jun, 2015  |  Contact: kym lyons  |  Job date: Jun, 2015
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    2nd Jun, 2015More details…
  • 100%
    "Wow!! There are no words to describe Linda and her team!! Forget Banks.... just use First Rate Mortgages. We can highly recommend them. The Banks were giving us the 'run around' and seemed to be trying their level best to find reasons why we should not be home owners. By chance, I was going through Google to find an alternative and there was First Rate Mortgages. I was sceptical at first when I called, but when we received a return phone call from Linda and Kim, they immediately flew into action for us. Yes, it has been hard work getting to where we are now, but they stuck with us every step of the way and nothing was too much trouble for Linda. Linda is one of the most genuine, caring, understanding Ladies that I have ever known. Honestly, give First Rate Mortgages a go... We are moving into our new home tomorrow. Our dream has come true thanks to Linda, Kim and First Rate Mortgages.... No longer will we be paying for someone else's dream. Now, we are about to start living our own dream!! There are no words to thank Linda & Kim... Thank you doesn't even begin to cover it... Forget the Banks.... Use First Rate Mortgages & be prepared for the ride of your life......They should be called "Making Dreams Come True Mortgages" because that is what they do..... THANK YOU THANK YOU THANK YOU..... Linda & Kim, you are in our Prayers, and in our Dreams. We look forward to giving you updates on how our little piece of heaven progresses...."
    Rating by: Jannine  |  Rating posted: 27th Feb, 2015  |  Contact: Linda   |  Job date: Feb, 2015
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    27th Feb, 2015More details…
  • 100%
    "Linda has literally made my dream come true. After a failed attempt to secure a home loan with one of the banks, I pretty much gave up. It was by sheer luck that I came across First Rate Mortgages while I was googling assistance for home loans. I sent an email to Kim Lyons explaining my situation and was referred to Linda. At first I was sceptical as I’m a rookie home buyer and I honestly did not know what to expect least of all what to do. After a few phone calls and email exchanges between us about what’s required, Linda was able to secure us a home loan within a couple of weeks. Linda really knows what she’s doing and she’s very genuine in the sense that when she thought what’s on offer was not suitable for me financially, she suggested that we find a better solution. She did not advise me to sign up for anything never mind what comes after.... Now my 9 year old daughter and I are moving into our lovely house in a couple of days. I will be forever grateful to this lady and I 100% highly recommend Linda to anyone looking to buy a house."
    Rating by: Silveria  |  Rating posted: 18th Nov, 2014  |  Contact: Linda   |  Job date: Nov, 2014
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    18th Nov, 2014More details…
  • 100%
    "We would like to thank Andrew very much for his professional and willing assistance, enabling us to sell and purchase a lovely new home to accomodate our changing cicumstances. The whole process was smooth and hassle free. We found Andrew to be very helpful and accommodating. If you require the services of a pleasant mortgage broker that listens, offers workable and practical solutions, then we highly recommend Andrew."
    Rating by: Laurence & Dawn Paget  |  Rating posted: 16th Nov, 2014  |  Contact: Andrew Jackson  |  Job date: Oct, 2014
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    16th Nov, 2014More details…
  • 100%
    "Thank you so much for all your help.
    Ross was wonderful from start to finish with what initially proved to be difficult circumstances.
    Everything was outlined , each step of the way which was not easy considering we moved from Auckland to a small town 300kms away.
    At no stage did we feel it was too tough and Ross did everything for us.
    We can not thank him enough for all his help and recommend him highly.
    When we buy again, we will be asking Ross to assist us again.

    Many thanks rOSS"

    Rating by: Michelle & Grant  |  Rating posted: 10th Nov, 2014  |  Contact: Ross Smith  |  Job date: Oct, 2014
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    10th Nov, 2014More details…
  • 100%
    "These guys are the experts in their field! Dealt with Linda who got the job done promptly, being self employed I wasn't looking forward to the 'drama' of applying for a mortgage but not sure why as Linda got the info required and came back with a good result from a major bank within 3 days as promised. Would recommend to others!"
    Rating by: Paull  |  Rating posted: 14th Sep, 2014  |  Contact: Linda  |  Job date: Aug, 2014
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    14th Sep, 2014More details…
  • 100%
    "As usual we have had excellent service from Linda and really appreciated her professional advice.
    Dealing with a person of high integrity and continuity of service gives us the confidence to know we are being looked after.
    I would not hesitate in recommending using the honest and professional advice that Linda offers.
    Linda is always available and from our experience she continues to provide excellent service.
    Nothing is too much trouble and the advice we receive from Linda has been well received.
    "
    Rating by: alan  |  Rating posted: 5th Aug, 2014  |  Contact: Linda   |  Job date: Aug, 2014
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    5th Aug, 2014More details…
  • 100%
    "Our situation was complicated, time frames were restricted. Discussed situation and needs with Kim and he delivered a solution which we were really pleased with. What a great guy to deal with very knowledgeable and professional."
    Rating by: Lee-Anne & Chris Higgins   |  Rating posted: 30th Jul, 2014  |  Contact: Kim Lyons   |  Job date: Jul, 2014
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    30th Jul, 2014More details…
  • 95%
    "A very big thank you to Allan Nicol who has worked so hard in helping us purchasing our sencon home. Allan you have done such a great job in helping us buy our first home in 2011 and now again your assistence has helped us to buy our second home. Me and Jason are so grateful for your assistence."
    Rating by: Isabelle  |  Rating posted: 25th Jul, 2014  |  Contact: Allan Nicol  |  Job date: Jul, 2014
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 80%
    25th Jul, 2014More details…
  • 100%
    "This is the second time we have used First Rate Mortgages. Each time our experience has been fantastic, they have the experience, the contacts and the ability to provide the best most competitive service we have ever experienced from any financial services business.
    Ross Smith is a man of integrity and decency and who is prepared to go the extra mile for his clients with a capable and professional manner that makes the whole process seamless and actually quite pleasant.
    The knowledge and expertise of this company combined with their wonderfully human focused ethos makes First Rate the only financial services company we will ever use.
    "
    Rating by: Don  |  Rating posted: 23rd Jun, 2014  |  Contact: Ross Smith  |  Job date: Jun, 2014
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    23rd Jun, 2014More details…
  • 95%
    "Andrew from First Rate Mortgages Ltd was very helpful in obtaining a second mortgage for our subdivision. He did all the work we just provided the documents, he communicated well making the process quick and easy. He is an affable person with excellent customer service skills, he answered any questions we had in a timely manner making the process run smoothly while addressing any concerns we had. He has remained in contact throughout the course of our loan to check our progress and provide any assistance should we require it. I recommend First Rate Mortgages Ltd to anyone looking for finance, our experience has been positive and I rate them highly."
    Rating by: Wayne  |  Rating posted: 18th Jun, 2014  |  Contact: Andrew Jackson  |  Job date: Oct, 2013
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 80%
    18th Jun, 2014More details…
  • 93%
    "We were lucky enough to find Allan when we were just about to despair. Despite being young professionals with good incomes we needed a high LTV mortgage at a time when the banks were reluctant to even entertain them. We'd been turned down by several banks before finding First Rate Mortgages. Thankfully Allan was able to find us a deal with a main high street lender and even after the deal was concluded he continued to keep in touch and offer both great advice and a new perspective on paying off our loan. I wouldn't hesitate to recommend Allan to anyone who finds themselves in a more complicated or challenging situation. His personal approach to business shows that he actually cares about his clients and their financial well being. Thanks Allan!"
    Rating by: Vicki  |  Rating posted: 16th Jun, 2014  |  Contact: Allan Nicol  |  Job date: Jun, 2014
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 70%
    16th Jun, 2014More details…
  • 100%
    "Shirley & I would like to sincerely thank you for the great job you’ve done in approving our home loan application.
    We approached many banks and many brokers and all of them turned us down, you were the only broker who actually wanted to know more about our financial status and showed interest in helping us.
    We are still unable to believe that you made it possible for us to own a house in this difficult property market and banks high demand lending criteria.
    You worked through our application very carefully and your advice in many areas were remarkable. If we hadn’t come across you Allan we still would have been renting and wouldn’t have dared to think of owning a house. Please accept our sincere and BIG thanks to you. Shirley & Raghuel
    "
    Rating by: RAGHUEL  |  Rating posted: 12th Jun, 2014  |  Contact: Allan Nichol  |  Job date: Jun, 2014
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    12th Jun, 2014More details…
  • 90%
    "Allan has been a wonderful Broker
    He never gave us , he went to great lengths and eventually got us a private lender and the deal was completed with minimum of fuss
    A number of Brokers had tried and had failed previously because of our unusual profile ( High Equity Low cash flow )
    Allan Nichol is a tenacious Broker and a first rate financial advisor
    Highly recommended
    "
    Rating by: Hasan   |  Rating posted: 12th Jun, 2014  |  Contact: Allan Nichol  |  Job date: Jun, 2014
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 60%
    12th Jun, 2014More details…
  • 100%
    "Allan has been really helpful in arranging my home loan .He is very well organised and committed to help .
    I will recommend Him to anyone who is looking for loan.
    "
    Rating by: Rohit Sharma  |  Rating posted: 11th Jun, 2014  |  Contact: Allan Nicol  |  Job date: Jun, 2014
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    11th Jun, 2014More details…
  • 100%
    "We had the good fortune to meet with Kim Lyons, following a google search. Kim was diligent, informative and determined to help get us back into the property market, following our bad experience with a leaky home. Throughout the entire process we were kept informed of developments. Kim was also great in negotiating the way through obstacles that presented themselves. I have no hesitation in recommending Kim Lyons. His integrity speaks for itself.
    "
    Rating by: Sageran  |  Rating posted: 1st Jun, 2014  |  Contact: Sageran Naidoo  |  Job date: Jun, 2014
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    1st Jun, 2014More details…
  • 100%
    "We have used Kim at First Rate Mortgages for many years and when we were looking to purchase a property this year he was the first person we contacted, he is always professional, helpful and friendly and he always gets us the best rates with the banks. I have no hesitation in recommending him to anyone. "
    Rating by: Tracey  |  Rating posted: 15th Mar, 2014  |  Contact: Kim Lyons  |  Job date: Mar, 2014
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    15th Mar, 2014More details…
  • 85%
    "I was introduced to Kim Lyons from First Rate Mortgages through a mutual friend. I found myself in a complicated financial situation and required the experience of a mortgage broker who could provide the solution I was looking for. After I made contact with Kim he came to visit me at my home the very next day. The paperwork was completed swiftly and thoroughly and in a matter of days Kim presented me with a few different financial options that met my criteria. Throughout the refinance process he was professional, honest and reliable. Kim Lyons and his team at First Rate Mortgages come highly recommended and I will most certainly be passing on his details to family and friends should they require financial assistance."
    Rating by: Grant  |  Rating posted: 10th Mar, 2014  |  Contact: Kim Lyons  |  Job date: Jan, 2014
    Communication: 80%  |  Quality: 90%  |  Reliability: 90%  |  Value: 80%
    10th Mar, 2014More details…
  • 100%
    "I was introduced to Graeme's mortgage broking service through a friend of his after being told that my usual bank would not lend me the required amount to purchase an adjacent property and to undertake the intended subsidivison and further development. From the first time Graeme made contact he was very easy to talk with, down to earth and explained things in a logical manner. He was easily accessible - encouraging me to contact him by phone whenever I had further questions to be answered and kept in touch and provided very useful advice - both written and verbal. I would highly reccommend his service to any potential property purchaser."
    Rating by: Jim  |  Rating posted: 14th Apr, 2008  |  Contact: Graeme Mahaney  |  Job date: Mar, 2008
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    14th Apr, 2008More details…

Unauthenticated ratings (1)

  • 100%
    "Graeme highly impressed us with his outstanding service. He listened to our needs and delivered exactly what we needed. Thank you Graeme for a job well done!"
    Rating by: Boris  |  Rating posted: 15th Apr, 2008  |  Contact: Graeme  |  Job date: Apr, 2008
    Communication: 100%  |  Quality: 100%  |  Reliability: 100%  |  Value: 100%
    This rating has not been authenticated so it doesn't count towards the overall rating
    Boris, 15th Apr, 2008More details…

Primary contact
Kim Lyons

Phone number
0800 699436

Phone number (alternative)
09 4268927

Website
www.firstratemortgages.co.nz

Availability
This week/ASAP

Physical address
Level 2, 16 Florence Avenue,
Orewa,
0931

About us
Mortgage Brokers providing Home Loan and Mortgage advice all over New Zealand. Our logo is
"you can't always bank on your Bank!
Call us first for help

What we do
If you expect specialist Mortgage and Home Loan advice only use a Mortgage Broker who is registered on the Financial Service Providers Register and someone who has many years of experience.

First Rate Mortgages Limited was born as a result of the New Zealand Banks changing from a branch structure with Bank Managers who you would have a personal relationship with and they had discretion to approve your home loans, to a structure where the Branches were focused on "sales" with lending decisions made by back office face less entities.

This business model was not suited to everyone and the Mortgage Broking business has developed, as more and more people want an ongoing relationship with a financial adviser, who manages their finances and deals with the lenders on their behalf.

Just like your solicitor, doctor or dentist, we value long term relationships through good times and those challenging times when finances do not go entirely as planned. We are also now paying particular attention to helping clients with Non Bank Home Loans Mortgages and Finance, refer www.nonbank.co.nz.

Kim Lyons & Allan Nicol, are here to help you when arranging finance for your own home , residential or commercial investment, construction finance, refinancing and debt consolidation, even with bad credit!. Call us first, especially if you value long term relationships with a registered Financial Financial Adviser or Mortgage Broker who has experience buying, owning and selling property right here in New Zealand!

In February 2015 we moved to Offices in Orewa Central and are helping with many new inquiries from the surrounding area like, Millwater, Silverdale and the Whangaparaoa Peninsular. Kim works form the office and is supported by Linda Osborne, Natalie Siebrits and new to the team Emma Rameil. We all have may years experience in the banking industry including ANZ, BNZ and Sovereign Home Loans. +

Allan lives and works in the South Auckland / East Auckland area.

First Rate Mortgages Ltd, where you go when YOUR Bank say NO!

Categories we service
Mortgage Brokers, Insurance Brokers, Finance and Mortgage Brokers

Areas we service
Woodhill, Wiri, Windsor, Whitford, Whenuapai, Whangateau, Whangarei Heads, Whangarei City, Whangarei Area, Weymouth, Westmere, Westgate, Westfield, Western Springs, West Harbour, Wellsford, Wattle Downs, Waterview, Warkworth Township, Warkworth & Wellsford Area, Waiwera, Waiuku, Waitomo Caves, Waitoki, Waitakere City and Suburbs, Waitakere City, Wairau Valley (Auckland), Waipipi, Waimauku, Waikowhai, Waiheke Island, Waiheke and Gt Barrier Islands, Waiau Pa, Waiatarua, Unsworth Heights, Tuakau, Totara Heights, Torbay, Tomarata, Tokoroa, Titirangi, Tirau, Tindalls Bay, Three Kings, Thames Area, Te Puke Area, Te Papapa, Te Kuiti Central, Te Kuiti Area, Te Kauwhata, Te Hana, Te Awamutu Central, Te Awamutu Area, Te Atatu, Te Aroha, Tauranga City, Tauranga Area, Taupo Township, Taupo Area, Taupaki, Tamaki, Takapuna, Takanini, Swanson, Surfdale, Sunnyvale, Sunnynook, Stillwater, Stillwater, Stanmore Bay, St Marys Bay, St Lukes, St Johns, St Heliers, Snells Beach, Silverdale, Sandringham, Runciman, Royal Oak, Royal Heights, Rotorua City, Rotorua Area, Rothesay Bay, Rosedale, Auckland, Rodney Area, Riverhead, Remuera, Redvale, Red Beach, Ranui, Ramarama, Raglan, Puni, Pukekohe, Pukekawa, Puhoi, Port Waikato, Port Albert, Ponsonby, Pokeno, Point Wells, Point Chevalier, Pine Hill, Piha, Penrose, Pauanui Beach, Patumahoe, Parnell, Paremoremo, Parau (AKL), Parakai, Papatoetoe, Paparimu, Papakura Central, Papakura Area, Panmure, Palm Beach, Pakuranga, Owairaka, Otaua, Otara, Otahuhu, Ostend, Orewa, Oratia, Orakei, Onewhero, Onetangi, Oneroa, Onehunga, One Tree Hill, Omaha, Northcote, North Shore City and Suburbs, Ngongotaha, Newton, Newmarket, New Windsor, New Lynn, Nationwide, Murrays Bay, Muriwai, Mt Wellington, Mt Roskill, Mt Eden, Mt Albert, Morrinsville Central, Morrinsville Area, Mission Bay, Miranda, Milford, Middlemore, Mercer, Mellons Bay, Meadowbank, Maungaturoto Area, Maungakaramea, Matarangi, Matamata Central, Matamata Area, Matakawau, Matakana, Massey, Maramarua, Maraetai, Manurewa, Manukau City and Suburbs, Manukau (Auckland), Manly, Mangere Bridge, Mangere, Mangawhai, Mangatawhiri, Mangatangi, Makarau, Mairangi Bay, Mahurangi West, Lynfield, Lincoln North, Leigh, Langs Beach, Laingholm, Kumeu, Kohimarama, Kinloch, Kingsland, Kingseat, Kelston, Kawerau, Kawau Island, Kawakawa Bay, Kaukapakapa, Karekare, Karaka, Kakanui, Kaiwaka, Kaiaua, Hunua, Huntly Central, Huntly Area , Hunters Corner, Huia, Huapai, Howick, Hobsonville, Hillsborough, Hillcrest, North Shore, Highland Park, Hibiscus Coast Area, Herne Bay, Herald Island, Henderson Valley, Henderson, Helensville Central, Helensville Area, Hatfields Beach, Hamilton East, Hamilton City, Hamilton Area, Half Moon Bay, Gulf Harbour, Grey Lynn, Greenlane, Greenhithe, Green Bay, Great Barrier Island, Grafton, Glenfield, Glendowie, Glendene, Glenbrook , Glen Innes, Glen Eden, French Bay, Freemans Bay, Franklin Central, Franklin Area, Forrest Hill, Flat Bush, Epsom, Ellerslie, Edmonton, Eastern Beach, East Tamaki, Drury, Dome Valley, Devonport, Dairy Flat, Conifer Grove, Cockle Bay, Coatesville, Clevedon, Clendon Park, Clarks Beach, Christchurch City, Christchurch Area, Christchurch Airport, Central Park, Castor Bay, Campbells Bay, Cambridge Area, Bucklands Beach, Buckland, Browns Bay, Brookby, Botany Downs, Bombay, Blockhouse Bay, Birkenhead, Birkdale, Bethells Beach, Beachlands, Beach Haven, Bayswater, Balmoral, Awhitu, Avondale, Auckland City and Suburbs, Auckland Central, Army Bay, Arkles Bay, Ardmore Airport, Ardmore, Ararimu, Algies Bay, Alfriston, Albany, Airport Oaks, Ahuroa

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