Phone number (alternative)
Level 2, 16 Florence Avenue,
PO box 314095,
Mortgage Brokers providing Bank and Non Bank Lending solutions. We offer Home Loan, Lending and Mortgage advice all over New Zealand. Our logo is
"you can't always bank on your Bank!
We can provide personal service in Auckland and handle enquiries from all over New Zealand via phone, email and scan.
Call us first for help if your are not getting the answer you want from your Bank or Mortgage Broker.
What we do
If you expect specialist Mortgage and Home Loan advice only use a Mortgage Broker who is registered on the Financial Service Providers Register and someone who has many years of experience with finance.
First Rate Mortgages Limited was born as a result of the New Zealand Banks changing from a branch structure with Bank Managers who you would have a personal relationship with and they had discretion to approve your home loans, to a structure where the Branches were focused on "sales" with lending decisions made by back office face less entities.
This business model was not suited to everyone and the Mortgage Broking business has developed, as more and more people want an ongoing relationship with a financial adviser, who manages their finances and deals with the lenders on their behalf. We also understand that it is not always good times with finances plus the rules keep changing so we are experts with Non Bank solutions to help you if you hit a financial speed bump.
Just like your solicitor, doctor or dentist, we value long term relationships through good times and those challenging times when finances do not go entirely as planned. We therefore have another website focused on alternative Non Bank lending solutions, “Non Bank Home Loans Mortgages and Finance” , refer www.nonbank.co.nz
Kim Lyons, Allan Nicol and Raymond Daniels, are here to help you when arranging finance for your own home , residential or commercial investment, construction finance, refinancing and debt consolidation, even with bad credit! Call us first, especially if you value long term relationships with a registered Financial Adviser or Mortgage Broker who has experience buying, owning and selling property right here in New Zealand!
In February 2015 we moved to Offices in Orewa Central and are helping with many new inquiries from Albany through to Whangarei and Kaitaia. In our local patch being, Millwater, Silverdale, Whangaparaoa Peninsular and Warkworth, we have helped many clients with new builds as there are so many new subdivisions underway. Kim works mostly from the office and assists with enquiries from all over New Zealand and is supported by Natalie Siebrits, Yvonne Revell, Danielle Happy and Amanda Bennett. We all have may years’ experience in the banking industry including ANZ, BNZ, Westpac and Sovereign Home Loans.
Allan lives and works as a Mortgage Broker in the South Auckland and East Auckland area.
Raymond lives on the North Shore and works as a Mortgage Broker on the Shore and also looks after West Auckland and Central Auckland.
As you can't always bank on your Bank for help, contact First Rate Mortgages Ltd now!
Specialists in Bank and Non Bank lending solutions.
Areas we service
Woodhill, Wiri, Windsor, Whitford, Whenuapai, Whangateau, Whangarei Heads, Whangarei City, Whangarei Area, Weymouth, Westmere, Westgate, Westfield, Western Springs, West Harbour, West Coast Region, Wellsford, Wellington Region, Wattle Downs, Waterview, Warkworth Township, Warkworth & Wellsford Area, Wanganui Region, Waiwera, Waiuku, Waitomo Caves, Waitoki, Waitakere City and Suburbs, Waitakere City, Wairau Valley (North Shore), Wairarapa Region, Waipipi, Waimauku, Waikowhai, Waikato & King Country Region, Waiheke Island, Waiheke and Gt Barrier Islands, Waiau Pa, Waiatarua, Unsworth Heights, Tuakau, Totara Heights, Torbay, Tomarata, Tokoroa, Titirangi, Tirau, Tindalls Bay, Three Kings, Thames/Coromandel Region, Thames Area, Te Puke Area, Te Papapa, Te Kuiti Central, Te Kuiti Area, Te Kauwhata, Te Hana, Te Awamutu Central, Te Awamutu Area, Te Atatu, Te Aroha, Tauranga City, Tauranga Area, Taupo Township, Taupo Area, Taupaki, Taranaki Region, Tamaki, Takapuna, Takanini, Swanson, Surfdale, Sunnyvale, Sunnynook, Stillwater, Stillwater, Stanmore Bay, St Marys Bay, St Lukes, St Johns, St Heliers, Southland Region, Snells Beach, Silverdale, Sandringham, Runciman, Royal Oak, Royal Heights, Rotorua City, Rotorua Area, Rothesay Bay, Rosedale, Auckland, Rodney Area, Riverhead, Remuera, Redvale, Red Beach, Ranui, Ramarama, Raglan, Puni, Pukekohe, Pukekawa, Puhoi, Port Waikato, Port Albert, Ponsonby, Pokeno, Point Wells, Point Chevalier, Pine Hill, Piha, Penrose, Pauanui Beach, Patumahoe, Parnell, Paremoremo, Parau (AKL), Parakai, Papatoetoe, Paparimu, Papakura Central, Papakura Area, Panmure, Palm Beach, Pakuranga, Owairaka, Otaua, Otara, Otahuhu, Otago Region, Ostend, Orewa, Oratia, Orakei, Onewhero, Onetangi, Oneroa, Onehunga, One Tree Hill, Omaha, Northland Region, Northcote, North Shore City and Suburbs, Ngongotaha, Newton, Newmarket, New Windsor, New Lynn, Nelson & Bays Region, Nationwide, Murrays Bay, Muriwai, Mt Wellington, Mt Roskill, Mt Eden, Mt Albert, Morrinsville Central, Morrinsville Area, Mission Bay, Miranda, Milford, Middlemore, Mercer, Mellons Bay, Meadowbank, Maungaturoto Area, Maungakaramea, Matarangi, Matamata Central, Matamata Area, Matakawau, Matakana, Massey, Marlborough Region, Maramarua, Maraetai, Manurewa, Manukau City and Suburbs, Manukau (Auckland), Manly, Mangere Bridge, Mangere, Mangawhai, Mangatawhiri, Mangatangi, Manawatu Region, Makarau, Mairangi Bay, Mahurangi West, Lynfield, Lincoln North, Leigh, Langs Beach, Laingholm, Kumeu, Kohimarama, Kinloch, Kingsland, Kingseat, Kelston, Kawerau, Kawau Island, Kawakawa Bay, Kaukapakapa, Karekare, Karaka, Kakanui, Kaiwaka, Kaiaua, Hunua, Huntly Central, Huntly Area , Hunters Corner, Huia, Huapai, Howick, Hobsonville, Hillsborough, Hillcrest, North Shore, Highland Park, Hibiscus Coast Area, Herne Bay, Herald Island, Henderson Valley, Henderson, Helensville Central, Helensville Area, Hawkes Bay Region, Hatfields Beach, Hamilton East, Hamilton City, Hamilton Area, Half Moon Bay, Gulf Harbour, Grey Lynn, Greenlane, Greenhithe, Green Bay, Great Barrier Island, Grafton, Glenfield, Glendowie, Glendene, Glenbrook , Glen Innes, Glen Eden, Gisborne Region, French Bay, Freemans Bay, Franklin Central, Franklin Area, Forrest Hill, Flat Bush, Epsom, Ellerslie, Edmonton, Eastern Beach, East Tamaki, Drury, Dome Valley, Devonport, Dairy Flat, Conifer Grove, Cockle Bay, Coatesville, Clevedon, Clendon Park, Clarks Beach, Christchurch City, Christchurch Area, Christchurch Airport, Central Park, Castor Bay, Canterbury Region, Campbells Bay, Cambridge Area, Bucklands Beach, Buckland, Browns Bay, Brookby, Botany Downs, Bombay, Blockhouse Bay, Birkenhead, Birkdale, Bethells Beach, Beachlands, Beach Haven, Bayswater, Bay of Plenty Region, Balmoral, Awhitu, Avondale, Auckland City and Suburbs, Auckland Central, Army Bay, Arkles Bay, Ardmore Airport, Ardmore, Ararimu, Algies Bay, Alfriston, Albany, Airport Oaks, Ahuroa